What can be used in the United States to consume in the United States? Under what circumstances do you use Alipay? Under what circumstances do you use a VIS credit card? Specific that is safer

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4 thoughts on “What can be used in the United States to consume in the United States? Under what circumstances do you use Alipay? Under what circumstances do you use a VIS credit card? Specific that is safer”

  1. Johnny

    It is safe and critical depends on which payment method of the merchant supports.
    The dollar consumption is to pay with dollars.
    In credit cards, USD consumption, US dollar account. Credit cards have RMB accounts and US dollar accounts, and they use the amount of US dollar account abroad. (When coming back to repay, the RMB repayment is settled at the exchange rate announced by the bank on the day of the actual repayment. If it is the US dollar repayment, it is the exchange rate settlement you borne when you replace the RMB to the US dollar.)
    Alipay itself does not support foreign currency consumption, or it still depends on the bank card you bound.
    So credit cards are paid with credit cards. Alipay is just convenient, no need to get cards. The actual payment is paid through a credit card.

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  2. Cynthia

    In terms of security, Alipay is better.
    The foreign currency channel (VISA or Master), US dollar consumption, US dollar account. (When coming back to repay, the RMB repayment is settled at the exchange rate announced by the bank on the day of the actual repayment. If it is the US dollar repayment, it is the exchange rate settlement you borne when you replace the RMB to the US dollar.)
    Using the UnionPay channel, the real -time exchange rate is settled into RMB. In the words of Alipay, it is also deducted from your binding bank card.
    The key depends on what payment methods you swipe your card.

  3. Dennis

    In terms of security, they are almost the same, and both bank cards and Alipay are possibly stolen. Use foreign currency channels (VISA or Master), US dollar consumption, US dollar account. (When returning to repay, the RMB repayment is to settle the exchange rate announced by the bank on the day of the actual repayment. If it is the US dollar repayment, it is the exchange rate settlement you borne when you replace the RMB to the US dollar.) The real -time exchange rate is settled into RMB. The key depends on what kind of payment methods you swipe your card.

  4. Nora

    In terms of security, they are almost the same, and both bank cards and Alipay are possibly stolen.
    The foreign currency channel (VISA or Master), US dollar consumption, US dollar account. When repaying, calculate the real -time exchange rate when repayment.
    In the UnionPay channel, settle the real -time exchange rate when swiping the card to settle into RMB.
    Itto, only RMB, is also deducted from the binding bank card.
    It what channels are the way you swipe your card. Sometimes I don't have to choose! General credit cards have points, and they can also have a certain amount of overdraft. The United States swipes foreign currency cards more. The UnionPay card is simple, and the card is deducted directly from the card, so there is no need to pay it anymore. Alipay is rarely used in the United States.

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