4 thoughts on “What are the differences between China Bank multi -currency card and ordinary card”
Dennis
The China -Global UnionPay multi -currency debit card is the UnionPay brand issued by the Bank of China, a multi -currency card with RMB accounts and foreign currency accounts such as RMB accounts and US dollars, Macau dollars, euro, and Hong Kong dollars. Modern financial payment tools provided by cash withdrawal and consumption to cardholders. All functions of the RMB debit card include, but not limited to deposits, withdrawal, transfer, receipt and payment, foreign exchange trading, investment and financial management, online payment, etc. Features: Support the original currency deduction of overseas transactions and deducting accounts. INB China Bank's UnionPay debit card can be used at the ATM/POS channel of overseas UnionPay. Consumption is used with the RMB deposit deduction of the account. If need to understand, please call the Bank of China customer service hotline 95566 inquiries. The above content is for your reference. Please prevail in business regulations. If you have any questions, please consult the Bank of China online customer service. IV, please download and use the Bank of China Mobile Banking APP or BOC Cross -border Go APP to handle related businesses.
The difference between the multi -currency card and ordinary card of China Bank: 1. The multi -currency card of the Bank is very convenient. A variety of currencies can be freely exchanged, while ordinary cards do not have this function and need to be manually redeemed. 2, multi -currency cards are more flexible and more convenient. Any time, any place, and arbitrary transaction currency use the card consumption or cash withdrawal, the cardholders can enjoy the discount of reducing currency conversion fees. And ordinary cards are limited. 3, multi -currency cards are safer than ordinary cards. The card adopts the international EMV chip standard, and the chip and magnetic stripe composite card can effectively reduce the risk of being fake and fraud. 4. At the same situation, multi -currency cards can get extra interest than ordinary cards. The card combines the dual functions of savings cards and credit cards. The cardholder can deposit the idle money into the card, which can enjoy daily interest. It is only because the card does not have a UnionPay standard, so when consumption in China, it can only be traded through a VISA path. Extension information: The banks of Bank of China full currency credit card characteristics: life -free free annual fee; transaction SMS notification is completely free. Accounting method: All transactions (except the dollar), USD, RMB. Igly: Because the Bank of China exchange rate is better than other banks, the exchange rate loss during the accounting process can be ignored. Although the Bank of Bank of China has a VISA channel, it can only be consumed on the POS machine on the Bank of China or a POS machine marked by VISA. The general office workers can generally come down as long as the Bank has 120,000 deposits. If students go abroad, they can go to the counter to fill in the form. The pass rate is 50%. After passing, there is no quota and can be used in the dollar in it. It should be noted that this card cannot be used in China, and even ATM withdrawal can only be withdrawn from the ATM of the Bank of China. Generally this card is dedicated to going abroad. The Platinum card below is invited by the bank and cannot apply. Reference materials: Baidu Encyclopedia-China UnionPay card
Multi -currency cards have a variety of foreign currencies that can be replaced automatically. You can exchange it abroad. Ordinary cards cannot be replaced automatically. Change manually.
The multi -currency card of the Bank is very convenient. A variety of currencies can be freely exchanged, while ordinary cards do not have this function, and they need to be redeemed manually. Bank of China's current accounts can be remitted with foreign currency. Therefore, if foreign currency is not too frequent, it only needs to use ordinary cards, but if it is engaged in the foreign trade industry, multi -currency cards are more convenient. The international chip card in China has two major characteristics. First, use the card consumption or cash on any time, any place, and any trading currency, and the cardholders can enjoy the discount of reducing currency conversion fees. Second, the card adopts the international EMV chip standard, and the chip and magnetic stripe composite card can effectively reduce the risk of being fake and fraud. It is worth mentioning that the card integrates the dual function of savings card and credit card. The cardholder can deposit the idle money into the card, which can enjoy the interest period. It is only because the card does not have a UnionPay standard, so when consumption in China, it can only be traded through a VISA path.
The China -Global UnionPay multi -currency debit card is the UnionPay brand issued by the Bank of China, a multi -currency card with RMB accounts and foreign currency accounts such as RMB accounts and US dollars, Macau dollars, euro, and Hong Kong dollars. Modern financial payment tools provided by cash withdrawal and consumption to cardholders. All functions of the RMB debit card include, but not limited to deposits, withdrawal, transfer, receipt and payment, foreign exchange trading, investment and financial management, online payment, etc. Features: Support the original currency deduction of overseas transactions and deducting accounts.
INB China Bank's UnionPay debit card can be used at the ATM/POS channel of overseas UnionPay. Consumption is used with the RMB deposit deduction of the account.
If need to understand, please call the Bank of China customer service hotline 95566 inquiries.
The above content is for your reference. Please prevail in business regulations.
If you have any questions, please consult the Bank of China online customer service.
IV, please download and use the Bank of China Mobile Banking APP or BOC Cross -border Go APP to handle related businesses.
The difference between the multi -currency card and ordinary card of China Bank:
1. The multi -currency card of the Bank is very convenient. A variety of currencies can be freely exchanged, while ordinary cards do not have this function and need to be manually redeemed.
2, multi -currency cards are more flexible and more convenient. Any time, any place, and arbitrary transaction currency use the card consumption or cash withdrawal, the cardholders can enjoy the discount of reducing currency conversion fees. And ordinary cards are limited.
3, multi -currency cards are safer than ordinary cards. The card adopts the international EMV chip standard, and the chip and magnetic stripe composite card can effectively reduce the risk of being fake and fraud.
4. At the same situation, multi -currency cards can get extra interest than ordinary cards. The card combines the dual functions of savings cards and credit cards. The cardholder can deposit the idle money into the card, which can enjoy daily interest. It is only because the card does not have a UnionPay standard, so when consumption in China, it can only be traded through a VISA path.
Extension information:
The banks of Bank of China full currency credit card characteristics: life -free free annual fee; transaction SMS notification is completely free. Accounting method: All transactions (except the dollar), USD, RMB.
Igly: Because the Bank of China exchange rate is better than other banks, the exchange rate loss during the accounting process can be ignored. Although the Bank of Bank of China has a VISA channel, it can only be consumed on the POS machine on the Bank of China or a POS machine marked by VISA.
The general office workers can generally come down as long as the Bank has 120,000 deposits. If students go abroad, they can go to the counter to fill in the form. The pass rate is 50%. After passing, there is no quota and can be used in the dollar in it.
It should be noted that this card cannot be used in China, and even ATM withdrawal can only be withdrawn from the ATM of the Bank of China. Generally this card is dedicated to going abroad. The Platinum card below is invited by the bank and cannot apply.
Reference materials: Baidu Encyclopedia-China UnionPay card
Multi -currency cards have a variety of foreign currencies that can be replaced automatically. You can exchange it abroad. Ordinary cards cannot be replaced automatically. Change manually.
The multi -currency card of the Bank is very convenient. A variety of currencies can be freely exchanged, while ordinary cards do not have this function, and they need to be redeemed manually. Bank of China's current accounts can be remitted with foreign currency. Therefore, if foreign currency is not too frequent, it only needs to use ordinary cards, but if it is engaged in the foreign trade industry, multi -currency cards are more convenient.
The international chip card in China has two major characteristics. First, use the card consumption or cash on any time, any place, and any trading currency, and the cardholders can enjoy the discount of reducing currency conversion fees. Second, the card adopts the international EMV chip standard, and the chip and magnetic stripe composite card can effectively reduce the risk of being fake and fraud. It is worth mentioning that the card integrates the dual function of savings card and credit card. The cardholder can deposit the idle money into the card, which can enjoy the interest period. It is only because the card does not have a UnionPay standard, so when consumption in China, it can only be traded through a VISA path.