5 thoughts on “Is Dafei's loan illegally fundraising?”

  1. David

    As of February 2020, Dafei's loan was not illegal.

    In the incomplete statistics of the Beijing Commercial Daily reporter, since this year, Patriotic Loan, Hexin, Hengxin Easy Loan, Block Box, PPMoney, You and I Loan, Xiaoying.com, Xinhuo Nearly 30 online loan platforms, including Bao, Tuo Dao Gold, Handle, Da Feiyun Loan, Pengjin, Lujin Institute, and Hezhong E loan. Between 1 billion yuan.
    The "online lending information intermediary agency with conditions to record pilot work plan" previously circulating in the industry also really made the "unbelievable" online loan platform pinch a cold sweat. Although supervision does not clear the authenticity of the document, in the above documents, the registered capital of the online loan platform requires regional business institutions to be not less than 50 million yuan, and the national operating institutions are not less than 500 million yuan.
    The expansion information
    Dafei loan is a P2P network lending service platform. The website is operated by Dafei Puhui Wealth Investment Management Co., Ltd.. In the past ten years, Da Fei insisted on the goal of inclusiveness, user -centric, and integrity. Based on the continuous innovation of user needs, it has won the respect and trust of customers. Comprehensive inclusive financial service enterprises such as Yundai and 7 Loan Finance.
    Reference information Source: People's Daily-Online Loan Platform's capital increase tide

  2. Saul

    Dafei loan is not illegal fundraising. Dafeiyun's loan business is suspected of usury and violent collection. Da Feiyun loan from cutting interest, to adding service packages, to adding quality insurance and installment. Trending users to handle gold medals, violent collection, and Da Feiyun loan users' "routine" pits are covered with a ring. On other complaint platforms, Da Feiyun's suspected high interest, cutting interest, and service package charges.

    In more than 1,000 complaint information related to Da Feiyun Loan on the complaint website, only 9 invalid complaints, many complaints are related to service packages and other charging items. The cost of service packages is based on users. The amount of borrowing is different. When the borrowing, the platform also deducts 10%of the principal as a warranty, and is suspected to be charged.
    The expansion information
    The Internet financial platform Dafei Cloud Loan, two newly executed information was added in October 2019. The information shows that the executive court is the People's Court of Chaoyang District, Beijing, with a total amount involved in the target of 6569,880 yuan. It is worth noting that Da Feiyun Loan is also the asset side of Zhejiang Xiaotai Technology Co., Ltd., while the latter was filed on November 2 on the eve of the suspected illegal absorption of public deposits.
    The borrower has been collectively complained to Da Feiyun Loan. The Beijing Municipal Financial Bureau wrote a letter saying that there were illegal acts such as usury loans such as the Dafeiyun Loan platform reflected in the borrower, and the Chaoyang District Government would urge the Chaoyang District Government to do a good job of related risk disposal.
    The situation of Da Feiyun's violent collection and harassing address book. There are even the user's complaint platform forged a lawyer's letter and even the "litigation notice".
    Reference materials: China Economic Network-Dafei Cloud Loan was sued by a lender that was once a non-suction platform Tyranian financial asset side

  3. Willie

    At present, I have not heard of illegal fund -raising, and no report on the news. It is impossible to give a certain answer. It provides fundraising characteristics and criminal means for reference.

    . Funding characteristics
    . The fund -raising of the department with no authority approved by the department without the approval authority is approved by the relevant department; Main qualifications
    . The promise pays the funders to pay interest within a certain period of time. In addition to currency forms in the form of monetary interest, there are physical forms and other forms.
    . Give funds for unspecified objects to society. The "unspecified object" here refers to the public, not a specific minority.
    . The essence of illegal fundraising is covered in a legal form. In order to cover up its illegal purpose, criminals often sign contracts with investors (victims), disguised as normal production and operation activities, and maximize the ultimate goal of their fraudulent funds.

    The means of specific means:
    (1) Promise high returns to make up the myth of "falling pie in the sky" and "one -night wealthy". The lure for profits is the only way for all fraud criminals to deceive the masses.
    (2) Formation of false projects or setting up a trap contract to deceive the masses into the quagmire step by step.
    (3) Confusing the concept of investment and wealth management, so that the masses lost judgment before the dazzling new terms.
    (4) Put the facade and use a legal coat or celebrity effect to deceive the trust of the masses.
    (5) Use the network to implement crimes and avoid blows through virtual space.
    (6) Use spirit, personal compulsory or affectionate deception, and continuously expand the victims.

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