fashion jewelry wholesale manhattan new york What are the main targets of family property insurance?

wholesale hippie jewelry All in all, the function of family property insurance is very powerful!
The insurance scope of household property insurance generally includes houses and house decoration, clothes, bedding, furniture, gas utensils, kitchenware, musical instruments, sports equipment, household appliances; additional insurance has theft, robbery, gold and silver jewelry, banknotes, bonds Insurance and third party liability insurance.
A disaster loss insurance
The insurance target of disaster loss insurance includes the owner's own property, the property managed by the insured, or the property shared by the insured and others.
usually includes:
1, daily necessities, bedding;
2, furniture, utensils, interior decorations;
3, household appliances, culture, entertainment supplies;
4, rural families Agricultural tools, tools, agricultural and sideline products that have been harvested into the warehouse. The actual value of some family property is difficult to determine, such as gold and silver, jewelry, jade, jewelry, antiques, ancient books, calligraphy and painting, etc. These property must be appraised by professional appraisers. Insurance.
The insurance liabilities stipulated in the losses of family property disasters include: a series of natural disasters and accidents such as fire, explosion, lightning, hail, flood, tsunami, earthquakes, mudslides, storms, air -run objects fall. The insurer does not pay compensation in principle for the insurer's premium expenditure for prevention of disaster accidents; The insurer will be responsible for providing compensation as agreed.
The theft of theft or indulgent behavior caused by the insured and family members, family service staff, and residents, as well as the losses of theft under normal security state such as the door and the doors and windows are not closed. The insurers are not liable for compensation. The determination of the amount of theft insurance insurance and the provisions of the insurance period are the same as the disaster loss insurance.
Table property
(1) its own residential house
(2) indoor decoration, decorative family property insurance propaganda and subsidiary facilities
(3) indoor family property
Special guarantee property
(1) Non -power agricultural machinery, agricultural tools and agricultural and sideline products that rural families are stored in the courtyard
(2) The business appliances, tools, raw materials and raw materials and materials of individual workers are stored indoors. Commodity
(3) The property kept on behalf of others or the property shared with others
(4) The property that must be specially agreed with the insurer to insure n The loss caused by the cause is responsible for compensation:
(1) fire and explosion;
(2) lightning, hail, snow disaster, family property insurance publicity floods, cliff collapse, tornado, ice, mudslides and natural disasters Earth sinking or sinking;
(3) running objects falling in the air and collapse of external objects;
(4) Storm or rainstorms make the main structure (exterior wall, roof, roof) collapse;
(5) Insurance property stored indoors is theft and robbery due to foreign, with obvious traces.
(6) Other natural disasters indicated: tornado, flood, tsunami, sudden collapse of the ground, cliff collapse, mudslides, sudden landslides, snow disasters, ice disasters, ice ling n (7) Outside building collapse (7) The collapse of external buildings (7) Insurance building collapses on its own)
(8) The main structure collapsed by the storm and rain caused by the storm and heavy rain
(9) The loss and cost of rescue
Extension reading: [insurance] how to buy, how to buy, how to buy, how to buy, how to buy, how to buy it, how to buy Which is good, teach you to avoid insurance these "pit"