blue magic wholesale jewelry Does digital RMB need to bind a bank card?

paparazzi wholesale jewelry Digital RMB does not need to bind a bank card. As long as your digital RMB wallet is rich, you can use it to pay, you can show the payment code payment, or you can touch the payment. Your money can also be the salary sent by the boss through digital RMB and so on.
If there is no money in your digital RMB wallet, you can bind a bank card for recharge. Digital RMB wallet is essentially a mobile app software. You need to download and install it, but you need to use the bank card account to open it. In the future, this wallet can be put in "cash" and used it.
[Extended information]
. Digital RMB
Digital RMB is a value currency in the form of a number of numbers in the form of digital forms. It is different from third -party WeChat payment and Alipay. Form bearer value transfer.
Except for legal advantages, there is not much difference between third -party payment digital carriers. At present, WeChat payment and Alipay payment have the advantages of wide coverage, payment inertia, and the promotion and use of digital RMB. Essence So don't panic, WeChat and Alipay are the main force of payment.
. The usage of digital RMB
The actual usage of digital RMB is not much different from mobile payment such as WeChat and Alipay. But for the state and financial system, it is still quite different. It is also a more important part of infrastructure construction.
The most obvious difference between digital RMB and WeChat Alipay is that WeChat and Alipay need us to bind a card. When paying, choose a card Those who bind bank cards can exist separately.
It, digital RMB is a legal currency and has a legal effect. Like the previous "virtual currency" price, the price of a sharp rise and fall will not occur. In other words, digital currencies are symbols, and digital currencies are equivalent to cash. The way it uses is different. This can save a lot of manpower and material resources. It can be connected directly to the bank and direct face recognition to circulate.
. The impact of digital RMB brings
(1) The payment method will be more diversified, and life and shopping will be more convenient;
(2) The digital RMB can be traceable more, in certain certainty, in certain certainty To the extent, it will curb the occurrence of telecommunications fraud;
(3) for anti -corruption unique approach, to a certain extent, it will reduce the occurrence of corruption, and money laundering will become more difficult; The era of a third -party payment platform will become the past, and the payment platform will be more diversified;
(none) will have a huge impact on the financial industry, especially the banking industry, which may occur in new layoffs.
Id digital RMB applications will affect our lives in all aspects. At the same time, digitalization will also penetrate and develop in various industries.